Get an idea of the costs of living in Switzerland with our Online Budget Calculator quickly and easily get a rough overview of monthly expenses in Switzerland. For better orientation, we provide some figures that you can adjust as you wish.
- Quick overview of the household budget in Switzerland
- Typical fixed costs in large cities
- What is the cost of garbage collection, internet, telephone and TV?
- Extensive overview of costs for leisure and vacation
Simply calculate household budget
Adjust the numbers and calculate your monthly expenses. Find out right away how much money you have at your disposal on average at the end of the month, based on your current or planned expenses. The figures defined below are based on an average One-person household with residence permit B (subject to withholding tax).
Please keep in mind that all values are completely non-binding and depend on the individual lifestyle.
Income per month
Expenditures per month
Result (at free disposal)
Is life in Switzerland
really so expensive?
The answer to this question is no surprise:
Yes, If you want to live in Switzerland, you have to pay for a lot of things significantly deeper into your pocket than in Germany.
The monthly expenses in Switzerland have it all. Housing and insurance costs alone account for about one third of household expenses. The enormous differences to the prices in Germany are also noticeable in terms of food and leisure activities. Nevertheless: The high salaries and comparatively low taxes attract and make up for the expenses. The country is also beautiful nature and plenty of culture. Not for nothing is Switzerland considered to be Number 1 country for expatriates. Second place on the UN Quality of Life Index convinces the last skeptics. So what speaks against living in Switzerland?
Preparation is everything
Nevertheless, you should not order the moving company in a hurry. Such a big decision needs to be thought through. Besides the work contract, the household budget is a key criterion. Inform yourself exactly and exclude all contingencies. We help you to prepare yourself financially for a life in Switzerland and to calculate the calculate your most important expenses correctly. You’ll also find valuable tips on this page to help you calculate your can spare your household budget a little – if you only pay attention to a few little things.
With the help of the following information, you will be able to compile your approximate household budget and – where possible – provide for savings.
We accompany Roland, 30 years old, living in Zurich, with B permit and a monthly income of net 4’900 francs, with his calculations.
city or country?
How much money is left over at the end of the month depends a lot on, where you live. On the one hand, this is due to the different taxation of income and assets, depending on the canton and municipality. On the other hand, living in a Big city significantly more expensive than in the country. A two-room apartment in the center of Zurich can quickly cost up to 2,000 francs, while in a mountain village the rent for the same apartment can be 1,000 francs. It is therefore worthwhile to familiarize yourself with the tax rates of the cantons before you start looking for a job or an apartment in order to avoid unpleasant surprises.